Terms and Conditions of Service
Last updated: September 13, 2025
Effective Date: September 15, 2025
Acceptance of Disclaimers
These terms and conditions govern your use of aurelimphorix's financial planning subscription services and website. By accessing our website or using our services, you agree to be bound by these terms and all applicable laws and regulations.
If you do not agree with any part of these terms, you should not use our website or services. These terms constitute a legally binding agreement between you and aurelimphorix Financial Planning Services.
Important Definitions
For the purposes of these terms, the following definitions apply:
- Service refers to our financial planning subscription offering, consultations, and website access
- User means any individual who accesses our website or engages our services
- Content includes all information, materials, and guidance provided through our platform
- Company refers to aurelimphorix Financial Planning Services and its authorized representatives
Service Usage Guidelines
Your use of our services is subject to the following requirements and restrictions:
Eligibility Requirements
You must be at least 18 years old and legally capable of entering into binding agreements to use our services.
18+ only
Account and Subscription Management
When subscribing to our services, you agree to provide accurate information and maintain account security:
- Provide truthful and complete information during registration and consultations
- Maintain confidentiality of any account credentials or sensitive information
- Notify us promptly of any changes to your contact information or circumstances
User Responsibilities and Conduct
As a user of our services, you agree to comply with acceptable use standards:
Prohibited Activities
- Using services for any unlawful purpose or in violation of applicable regulations
- Attempting to gain unauthorized access to our systems or other users' information
- Distributing harmful, offensive, or inappropriate content through our platform
- Interfering with the proper functioning of our website or services
- Misrepresenting your identity or providing false information during consultations
Intellectual Property Rights
All content, materials, and intellectual property on our website and in our services remain the exclusive property of aurelimphorix Financial Planning Services, protected by Australian and international copyright laws.
You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission. This includes all text, graphics, logos, and proprietary information provided through our services.
Any feedback, suggestions, or ideas you provide may be used by us without compensation or attribution, though we respect your privacy regarding personal financial information shared during consultations.
Privacy and Data Protection
Your privacy is important to us, and we handle your personal information according to Australian Privacy Principles and our comprehensive privacy practices.
Detailed information about data collection, use, and protection is available in our Privacy Policy.
Service Disclaimers and Limitations
No Warranty of Results
Our services are provided on an "as is" basis without warranties of specific outcomes. We make no guarantees regarding financial results, and individual outcomes may vary significantly based on personal circumstances.
General Guidance vs Professional Advice
Our subscription service provides general financial planning guidance and consultations. For specific legal, tax, or complex financial matters, seek advice from appropriately licensed professionals in those fields.
Individual results may vary based on personal circumstances and market conditions.
Limitation of Liability
To the maximum extent permitted by Australian law, aurelimphorix's liability for any claims related to our services is limited to the amount you paid for services in the 12 months preceding the claim.
Our total liability to you for all damages, losses, and causes of action shall not exceed the total fees paid by you for our services.
User Indemnification
You agree to indemnify and hold harmless aurelimphorix and its affiliates from any claims, damages, or expenses arising from your use of our services or breach of these terms.
Dispute Resolution
We are committed to resolving any disputes fairly and efficiently through established Australian dispute resolution procedures.
Dispute Resolution Process
Disputes will first be addressed through good faith negotiation. If resolution cannot be reached, disputes may be referred to mediation or arbitration as appropriate under Australian law.
Any formal dispute resolution will be conducted according to Australian commercial arbitration rules and procedures.
Alternative Resolution Options
International clients may have access to alternative dispute resolution mechanisms depending on their jurisdiction.
Service Termination
Either party may terminate the subscription service with appropriate notice as outlined in your service agreement. You remain responsible for all charges incurred before termination.
We reserve the right to suspend or terminate access to our services for violations of these terms or for other legitimate business reasons, with notice when possible.
Governing Law and Jurisdiction
Any disputes arising from the use of our services will be subject to the exclusive jurisdiction of Australian courts.
Terms and Conditions Updates
We may modify these terms periodically to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated through email or website notices.
Continued use of our services after changes constitutes acceptance of the updated terms. Review this page regularly to stay informed of any modifications.
Severability of Terms
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect, and the unenforceable provision will be modified to the minimum extent necessary.
Complete Agreement
These terms, together with our Privacy Policy and any service-specific agreements, constitute the complete agreement between you and aurelimphorix regarding use of our services.
Questions About Cookie Usage
For questions about these terms and conditions, contact us at:
These terms and conditions are effective as of September 15, 2025, and apply to all users of aurelimphorix services.